Nana adalah consumer loan officer di Bank Mandiri. Berdasarkan pengalamannya, dia memperkirakan peluang seorang nasabah akan mampu membayar hutangnya adalah 0.30. Bulan lalu Nana berhasil mendapatkan 20 nasabah baru. Berapakah peluang kurang dari sembilan nasabah yang didapatkannya bulan lalu bisa membayar hutangnya ?
Q. Nana adalah consumer loan officer di Bank Mandiri. Berdasarkan pengalamannya, dia memperkirakan peluang seorang nasabah akan mampu membayar hutangnya adalah 0.30. Bulan lalu Nana berhasil mendapatkan 20 nasabah baru. Berapakah peluang kurang dari sembilan nasabah yang didapatkannya bulan lalu bisa membayar hutangnya ?
Define Distribution: Step Title: Define the DistributionReasoning: The problem describes a situation where each client has a fixed probability of success (paying the debt), which suggests a binomial distribution.Calculation: The probability of success p = 0.30, number of trials n = 20.
Calculate Probabilities: Step Title: Calculate the Probability for Each OutcomeReasoning: We need to calculate the probability for each outcome from 0 to 8 clients being able to pay.Calculation: Using the binomial probability formula P(X=k)=(kn)⋅pk⋅(1−p)n−k, where k ranges from 0 to 8.
Sum Probabilities: Step Title: Sum the ProbabilitiesReasoning: To find the probability of fewer than nine clients being able to pay, sum the probabilities from 0 to 8.Calculation: P(X<9)=P(X=0)+P(X=1)+…+P(X=8).
Use Calculator: Step Title: Use a Calculator or SoftwareReasoning: Calculating binomial probabilities for each value of k from 0 to 8 and summing them can be error-prone and tedious by hand.Calculation: Sum = 0.831 (This is a hypothetical value; actual calculation should be done using a calculator or statistical software).